• Cashier's Checks
• Direct Deposit
• Money Orders
• Night Depository
• Notary Services
• Personalized Checks
• Safety Deposit Boxes
• Stop Payment Orders
• Telephone Banking
• Travelers Checks
• U.S. Savings Bonds
• Wire Transfer Services

Cashier's Checks

A Cashier's Check represents guaranteed funds and is the much safer equivalent of cash. The Cashier's Check is ideal anytime there is an exchange of ownership interests of property title for the purchaser's payment. Selling a car or boat? Before you hand over the signed and notarized title, make sure you get paid. Payment by cash is fine but not really safe. Payment by Cashier's Check may be a much better alternative.

Cashier's Checks from First National Bank are available to bank customers in exchange for cash or other guaranteed/collected funds.

A word of caution: Cashier's Checks are not subject to a stop payment order and replacement requires a lost instrument affidavit and may require a lost instrument bond from your insurance provider. These items should be treated with special care because they may be difficult to replace.

Our tellers issue these items and a small fee is charged.

Direct Deposit

For security and convenience we accept Direct Deposit of your Social Security, VA benefits, pension benefits or paychecks! There's no need to rush to the bank to make your deposit or worry about lost or stolen checks. With Direct Deposit, you know your money is safe in your account. We will be happy to instruct you on how to get this set up.

Money Orders

Need a one-time check to pay a bill or to move money? Never send cash. Use a First National Bank money order instead. Money Orders are a convenient, inexpensive, and safe method of payment used by many of our customers. Money Orders provide a valuable proof of payment. As the purchaser, you keep one copy of the Money Order for your records. The payee- endorsed original, once paid, is kept at the bank for an extended period of time.

A word of caution: Our Money Orders are not subject to a stop payment order and replacement requires a lost instrument affidavit and may require a lost instrument bond from your insurance provider. These items should be treated with special care because they may be difficult to replace.

Money Orders may be purchased from any of our tellers in any amount. A minimal fee is charged for each item issued.

Night Depository

For the safety and convenience of our customers, a 24-hour night depository is located on the West side of the building through the drive-thru lane. For making larger deposits, visit an account representative to receive lock bags.

Notary Services

Notary services are provided free of charge to our customers. For your protection, we may require proper I.D. with a photo and signature. All information must be completed on the document being notarized; however, do not sign the document until you are in front of a notary public. If you are unsure about what information is required on a document, please contact legal counsel for advice.

Personalized Checks

Order your personalized checks either on our website, call the bank, or drop in and let one of our tellers assist you.

Deluxe	Harland Checks

Safety Deposit Boxes

What would you grab if you knew a natural disaster would hit your home in five minutes? Besides your family members and pets, you would probably take items that are nearly impossible to replace. For example:

• Adoption Papers
• Investment Documents
• Automobile Titles
• Jewelry
• Birth Certificates
• Legal Documents
• Citizenship Papers
• Military Records
• Credit Card Numbers
• Mortgages / Deeds of Trust
• Death Certificates
• Passports
• Divorce Decrees
• Patents & Copyrights
• Family Historical Info
• Rare Coins
• Household Inventory
• Social Security Information
• Insurance Policies
• Wills

Protect your valuables and important documents from theft, fire, natural disaster, or prying eyes. We have a variety of sizes of safe deposit boxes for your convenience, and your annual rental fee may be auto-debited from your checking or savings account.

The Federal Deposit Insurance Corporation (FDIC) does not cover the contents of safe deposit boxes. A safe deposit box is only a secure storage space provided by the Bank. For box availability, stop in or call us at 580- 922-4211.

Stop Payment Orders

If you have ever lost a check or if you have used a check to purchase a product or service that turned out to be misrepresented or defective, you know the importance of a Stop Payment Order. Call us as soon as you become aware of a problem, give us the necessary information, and we will add the stop payment order to our records.

There is a modest fee for each stop payment order requested. Our bookkeepers and tellers can help you with this service. 

Telephone Banking

Voice Response Telebanking is here for your convenience. Through this service you can access your account balances and perform various banking transactions through your touch tone phone 24 hours each day, 7 days a week. You may transfer funds between related accounts at the First National Bank without ever having to leave your home or office. You may order a FAX statement showing all recent transactions to your account. The FAX of activity may be sent to the fax number of your choosing, so you have access to account information at work, or at home, or even if you're on the road.

To reach the telephone banking line please call 580-922-4212

Travelers Checks

First National Bank has partnered with American Express, the standard bearer of the traveler's check industry. Whenever you are traveling, wherever you are headed, American Express Traveler's Cheques provide the safest way to carry extra spending money and the most readily accepted form of payment for goods and services. Cheques are available in denominations of $20, $50 or $100. Cheques are pre-packaged so you can buy almost any combination of Cheques you desire.

We offer the traditional American Express Cheques signed by one purchaser. We also offer Traveler's Cheques-For-Two designed so that two people traveling together may each use the checks for payment.

American Express Traveler's Cheques may be purchased from any Lobby teller. The fee is 1% for traditional checks and 1.5% for Cheques-For-Two.

U.S. Savings Bonds

U.S. Savings Bonds make a great gift and are an excellent way to save for the future! You may redeem eligible bonds or purchase new Series EE and I Bonds at First National Bank. To learn more about U.S. Savings Bonds go to www.savingsbonds.gov .

Wire Transfer Services

Infobank is an electronic funds transfer system that allows bank customers to transfer funds between financial institutions on the same business day. Wire transfer services are available for First National Bank customers for a nominal fee. There is no dollar amount limit for wire transfers.

Contact us at 580-922-4211 for more information.