Loan Services

Agricultural Loans

First National Bank has been providing financing for agriculture since 1901.  If you need operating loans for working capital, intermediate term loans for capital purchases, or long term financing for real estate purchases, this should be your bank.  Our Line of Credit loans keep interest costs to a minimum, are easily accessible, and are there whenever you need them.  It's a great liquidity tool for your agricultural needs.

Commercial Loans

Whether your business needs a construction loan, is purchasing an existing building or looking to refinance an existing commercial real estate loan, we can customize a loan that will help you meet your business goals.  If you need to make needed capital purchases, consolidate debt, or simply adjust your intermediate debt to match your cash flow, our structured term loans can help.  We'll work with you to find the most advantageous terms.

Consumer Loans

Personal Loans

Need to consolidate your bills into one easy payment?  Even if you need some funds for that special family vacation, give us a call.  We can structure your request to your income stream.  Monthly pay or single pay – we'd love to help!

Vehicle Loans

Is it finally time for a new automobile or truck for the family?  Stop in and see us, set up the financing, then go to the dealer.  You're sure to get yourself the best possible deal.  Shop around if you like, but you'll find our rates to be some of the most competitive.  We'd love to see you in that new ride!

Home Improvement Loans

Looking for an easy way to increase the value of your home?  How about a home improvement loan?  You make yourself popular at home, increase the value of your residence, and get all the tax benefits.  It's the best of everything.  Let us know how we can help!

Other

Perhaps we've forgotten something?  If a short-term loan, for practically anything, can make life easier, please give us a call.  It's our business!

Real Estate Loans

If you are looking for a real estate loan to purchase a home, farmland, or other real estate, look no further than The First National Bank.  Our terms are flexible and we'll give you a quick answer to your loan request.  We'll do our very best to come up with a plan you'll like.  We offer financing for all of the following:

  • Purchase
  • Refinance
  • Construction
  • Conventional
  • Fixed Rate Balloon Loans
  • Adjustable Rate Mortgages
  • Others